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You Buy Insurance, Don't you?
By Sally Strackbein
I pay for house insurance, but I don't regret it or demand my money back when my house doesn't burn down at the end of the year. I'm grateful to still have the house. When my husband is still alive, I am
not upset that I didn't get to collect on his life insurance. The chances that my husband will die or that our house will burn down are miniscule. These days, we see more and more different kinds of
emergencies that can strike with or without warning. We've seen September 11, hurricanes, earthquakes, ice storms and the possibility of biological or other terrorist attack.
FEMA, the Red Cross, the government and the Boy and Girl Scouts tell us to be prepared
Emergencies will happen. Emergency preparations are an insurance policy to guard you and your family against the possible disruptions due to predicted or unpredicted emergencies.
Natural or Man-Made Emergencies can cause:
- Power failures
- Water shortages
- Banking glitches
- Transportation disruptions
- Telephone problems
- Shortages of food, medicines and other essential goods
Preparing for Emergencies is Easy
You don't need to bankrupt yourself in order to prepare for emergencies. Some steps you can take to insure your family against these potential problems are:
- Plan for heat and light (many inexpensive options)
- Purchase extra food and supplies (you'll use them later anyway)
- Store water
- Plan for any special needs your family may have
- Share resources - everyone doesn't need to have all bases covered
Start Now
Planning and preparing for emergencies is just good, common sense. If you begin stocking up on extra supplies now, you will have no difficulty finding what you need. If you buy now, the supply
can be increased to meet the demand. Take a can from the shelf today and tomorrow another will replace it. Wait until a storm is predicted and the last one may be gone before you get there.
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